ACCOUNT SERVICES

Checking     Savings     CDs     Other Services

CURRENT RATES

Checking Accounts

REGULAR CHECKING
No Service Charge with $300.00 minimum daily balance.

Under $300.00 minimum balance = $2.00 per month + .20 per debit transaction (withdrawal, automatic transfer or payment out of this account)

SECURITY CHECKING
No minimum balance.  Direct deposit required if available.  Check safekeeping required.

NOW CHECKING

Interest bearing account. 

No Service Charge with $500.00 minimum daily balance.

Under $500.00 minimum balance = $3.00 per month + .25 per debit transaction (withdrawal, automatic transfer or payment out of this account)

Not available for Corporations or Partnerships.

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SUPER NOW CHECKING

Interest bearing account.  No Service Charge with $1,000.00 minimum daily balance.

Under $1,000.00 minimum balance = $3.00 per month + .25 per debit transaction (withdrawal, automatic transfer or payment out of this account)

Not available for Corporations or Partnerships. 

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Savings Accounts

PASSBOOK SAVINGS
Interest will vary with balance maintained. Interest paid quarterly.
Interest not paid on balances under $50.

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MONEY MARKET SAVINGS
 Interest will vary with balance maintained. Interest paid monthly.

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MONEY MARKET GOLD
 Interest will vary with balance maintained. Interest paid monthly.
Under $5,000.00 minimum balance $3.00 per month service charge.

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MONEY MARKET MANAGED
 Interest will vary with balance maintained. Interest paid monthly.
Under $10,000.00 minimum daily balance $20.00 per month service charge and rate earned is equal to Passbook Savings.

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MEMBER FDIC

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Certificates of Deposit (CD's)

A Certificate of Deposit is both a receipt for funds deposited with our bank and a contract in which you agree to leave your money on deposit for a fixed amount of time in return for a fixed rate of interest.

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Each depositor is insured to $250,000 by the FDIC.  Additional protection can be obtained by holding jointly, or in trust, or Individual Retirement Accounts.

 

MEMBER FDIC

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Other Services Offered

  • Safe Deposit Boxes
  • Cashiers Checks
  • Money Orders
  • Automatic Transfers
  • Automatic Payments
  • Postage Paid Bank by Mail Envelopes
  • Dial-A-Bank (24-hour Customer Support)
  • Night Depository
  • Wire Transfers
  • Debit Cards - Instant Cash and Check
  • Notary Service
  • IRA's

 

MEMBER FDIC

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CURRENT RATES
 as of 3-15-13
These rates are subject to change.
Fees may reduce earnings on the account.
*A.P.Y. = Annual Percentage Yield
A substantial penalty is imposed for early withdrawal.

CD Rates

Term Min. Balance Int. Rate *APY
32 - 181 days $1,000.00 .10% .10% ++
6 - 11 months $1,000.00 .15% .15% ++
12 - 17 months $300.00 .20% .20%
18 - 29 months $300.00 .30% .30%
30 - 47 months $300.00 .50% .50%
48 - 59 months $300.00 .60% .60%
60 - 72 months $300.00 .75% .75%
   ++ Compounds at maturity
 

Passbook Savings

Int. Rate *APY
.05% .05%

Money Market Savings

Int. Rate *APY Balance Maintained
.10% .10% $2,500.00
.05% .05% Less than $2,499.00

Money Market Gold

Int. Rate *APY Balance Maintained
.25% .25% $100,000.00
.20% .20% $25,000.00 - $99,999.99
.15% .15% Less than $25,000.00

Money Market Managed

Int. Rate *APY Balance Maintained
.25% .25% $100,000.00
.20% .20% Less than $100,000.00

NOW Checking

Int. Rate *APY
.05% .05%

Super NOW Checking

Int. Rate *APY
.05% .05%

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After Hours Number - (800) 535-8440

Click here to contact us for more information.

Security State Bank of Marine would like to advise our customers and friends not to send confidential information such as bank account numbers, passwords, social security numbers, account information, etc. via any general or public email system. E-mail transmissions outside of the Online Banking site are not secure, so please take care regarding the information that you email to us.