Checking Accounts

A checking account is a bank account that allows easy access to the funds in your bank account.

Savings Accounts

A savings account is a place where you can store cash securely while you earn interest on your money.

Certificates of Deposit (CD's)

A Certificate of Deposit is both a receipt for funds deposited with our bank and a contract in which you agree to leave your money on deposit for a fixed amount of time in return for a fixed rate of interest.

Call for Current Rates
or Click here

Mortgages & Loans

To inquire or apply for financing for home loan purchase or refinance, cabins, second homes, home equity loans or investments properties.


Each depositor is insured to $250,000 by the FDIC.  Additional protection can be obtained by holding jointly, or in trust, or Individual Retirement Accounts.

Account Services

Checking Accounts

Student Checking:

A student checking account with great features.

Ages 14 to 25

Check safe-keeping required

No minimum balance required

Direct Deposit required, if available

No monthly service charge

ATM / Debit Card fees are refundable (up to $10.00 per month)

$0
No minimum balance required
$0
No monthly service charge

Security Checking:

Our most popular checking account.

Check safe-keeping required

Direct deposit required, if available

$0
No minimum balance required
$0
No monthly service charge

Regular Checking:

A standard checking account with great features.

Under $300.00 minimum balance = $5.00 per month + .20 per debit transaction (withdrawal, automatic transfer or payment out of this account)

Monthly Checking Account statement (includes check images)

$300
Under $300.00 minimum balance
$0

No Service Charge with $300.00 minimum daily balance

Classic Checking:

Checking account for thoses 55 and older.

For anyone aged 55 and over

Security Checking with free "Specialty Style" checks

$0
No minimum balance required
$0
No monthly service charge

Now Checking:

Interest Bearing Checking Account.

Interest bearing account

No Service Charge with $500.00 minimum daily balance

Under $500.00 minimum balance = $5.00 per month + .25 per debit transaction (withdrawal, automatic transfer or payment out of this account)

Not available for Corporations or Partnerships

Click here for current rates

$500
Under $500.00 minimum balance
$0
No monthly service charge with $500.00 minimum daily balance

Super Now Checking:

Interest Bearing Checking Account.

Interest bearing account

Under $1,000.00 minimum balance = $5.00 per month + .25 debit transaction (withdrawal, automatic transfer or payment out of this account)

Not available for Corporations or Partnerships

Click here for current rates

$1,000
Under $1,000.00 minimum balance
$0
No monthly service charge with $1,000.00 minimum daily balance

Savings Accounts

Money Market Managed:

Variable interest rates.

Interest will vary with balance maintained. Interest paid monthly

Under $20,000.00 minimum daily balance $10.00 per month service charge and rate earned is equal to Passbook Savings

Click here for current rates

Money Market Savings:

Interest paid monthly, exclusive interest rates and more.

Interest will vary with balance maintained

Interest paid monthly

Click here for current rates

Passbook Savings:

Low minimum balance. Interest paid quarterly.

Interest paid quarterly

Interest not paid on balances under $50.00

Click here for current rates

Piggy Bank Savers Account:

For children ages 12 and under.

Free Piggy Bank

Birthday Bank Tour - contact your local branch

Interest is not paid on daily balances under $50.00

Click here for current rates

Super Savers Account:

For Secondary School Students.

Bring in your report card for $1.00 per A and $.50 per B (not to exceed $10.00 per term)

Interest is not paid on daily balances under $50.00

Click here for current rates

Certificates of Deposit (CD's)

A Certificate of Deposit is both a receipt for funds deposited with our bank and a contract in which you agree to leave your money on deposit for a fixed amount of time in return for a fixed rate of interest.


Call for Current Rates or Click here


Each depositor is insured to $250,000 by the FDIC.  Additional protection can be obtained by holding jointly, or in trust, or Individual Retirement Accounts.

Member FDIC



Mortgages

To inquire or apply for financing for home loan purchase or refinance, cabins, second homes, home equity loans or investments properties click here

  • Wide Variety of Programs

  • Competitive Rates

  • 15 year, 20 year, and 30 year fixed rate mortgages

  • Financing for primary & secondary homes and investment property

  • LOCAL CLOSINGS

Member FDIC


Loans

  • Real Estate

  • Home Equity

  • Home Improvement

  • Construction Loan


  • Hobby Farms

  • Automobiles

  • Recreational Vehicles

  • Bare Land Loan

  • Consumer Loans

  • Ready Reserve Lines of Credit

  • Business Credit Line

  • Commercial Loans


Other Services



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